OneCard: Metal Credit Card 3.04

OneCard is a sophisticated metal credit card that combines technology with elegance, offering a unique experience.

What sets OneCard apart is its dedicated mobile app that accompanies the metal credit card. This app, reminiscent of futuristic technology, provides extensive features that are unparalleled in the credit card industry.

Advanced Features making OneCard unique - everything is in the app!

• Instant Virtual Credit Card Activation
• Swipe-to-Pay—no more OTPs!
• EMI: Manage & Convert Purchases to EMI
• Rewards: 5X Rewards*, Instant Reward Redemption & management
• Spending Tracker and Analysis
• Bill Management & Payments: Pay & manage your OneCard credit card bill in the app
• MyRent: Pay and manage rent using your OneCard credit card’s limit in the app.
• Advanced Card Controls: PIN Change, Lock/Unlocking Card, Tap-and-Pay, Transactions, etc

We have completely reinvented the credit card experience. It's time for you to experience it for yourself.

Now let's talk about some additional benefits!

What about charges?

We love zeros. There are zero joining fees, zero annual fees, and absolutely no hidden charges. This is a lifetime free credit card.

What about rewards?

Instant Rewards on every spend. Earn 5X Rewards on the top two category spends in a month. There is no expiration date for reward points, and there is no cap on earnings. All your reward points can be redeemed for cash or purchases in the app. You can also earn Rewards for Referrals.

Still paying in full?

We offer attractive EMI offers, allowing you to split your purchases over 3, 6, 9, 12, 18, and 24 months through the EMI dashboard in the app, anytime and anywhere.

Does it work abroad?

Not only does it work abroad, but there is also only a 1% Forex fee and a fuel surcharge waiver.

What are dashboards?

If OneCard is an office, dashboards are the specialized departments. Each dashboard, such as MyRent, Card Controls, EMI, etc., is a one-stop solution to manage and track everything related to that feature.

What about offers?

There are amazing offers on top brands across various categories, with new ones being added regularly.

What is OneCard & FD Combo?

Subject to eligibility and internal policies, this combo offer provides you with a high-interest Fixed Deposit (FD) and a OneCard credit card with a credit limit of 100% of the FD amount. It helps you build and improve your credit score. The eligible FD amount starts as low as Rs. 2,000! Even students who are 18 and above can apply for the OneCard credit card + FD combo. Your FD amount is securely held by our banking partner regulated by the RBI.

Where do we serve?

We serve both OneCard and the OneCard Credit Card+FD Combo (based on eligibility) in Mumbai, Pune, Bangalore, Delhi NCR, Chennai, Hyderabad, Ahmedabad, Kolkata, Nagpur, Nashik, Visakhapatnam, Mysore, Indore, Jaipur, Coimbatore, and 50+ other cities for the OneCard + FD Combo.

OneCard Banking Partners & Conditions

• OneCard Credit Card is offered by FPL Technologies in partnership with South Indian Bank (SIB), Federal Bank, BoB Financial, and the FD-backed credit card with SBM (State Bank of Mauritius).
• The interest rates will be determined based on your credit profile and our risk assessment.

To be eligible for OneCard, you must be over 18 years of age and an Indian resident. The approval process is based on the bureau and internal credit guidelines.

Interest & other charges

• Interest-free period - up to 48 days
• Interest rate on unpaid dues - 3.49% p.m.
• Cash withdrawal charges - 2.5% per transaction
• Over limit charges - 2.5% (min Rs. 400)

EMI details:

• Interest - Starts from 1%
• Processing fee - 1% (min 99)
• Foreclosure fee - 3% (min 99)

Get your virtual credit card instantly. To apply, download the OneCard app now and be part of Team Metal.